Real Estate Finance


ADIFinance is a pioneer in offering real estate finance services, supporting both individuals and real estate developers.

Innovative solutions that cover an array of needs

We finance real estate developers’ expansion plans and the purchase of commercial real estate like offices, shops, and industrial buildings.

We also serve gaps for individuals, helping them purchase their residential or summer homes, and our leasing license allows us to offer them innovative funding solutions finance as the ones offered by traditional banking.

Financing Egypt’s megaprojects across multiple regions

Real estate developers can finance their operations by selling off inventory to ADIFinance and re-possessing it at the end of the tenor period.

Helping our customers achieve their lifestyle goals

Individuals can finance their residential or summer homes through ADIFinance, which offers an attractive substitute to mortgage finance.

Individuals can also unlock their home value with our sale-and -leaseback service, which allows them to secure a lump sum funding for any purpose by selling their property to ADIFinance and re-owning it in the future.

Client Benefits

Our clients can own their dream homes much faster than normal with our hassle-free option that allows home purchase and ownership in a swift and convenient way.

We help our clients avail cash needs for anything from tuition fees to home renovations against a residence without losing access to it.

Developers can break ground on large-scale projects with ease by obtaining financing on the back of their dormant inventory that is not intended for sale within the medium term.

Leasing allows companies to improve their balance sheet position and cash flow, leaving credit lines open for other investment needs.


12 – 84 months for real estate developers (depending on asset type).
Up to 15 years for individuals.

Ticket size

Up to EGP 60 million for real estate developers. Up to EGP 15 million for individuals.

Payment terms

Monthly or quarterly installments.


  • Updated commercial register
  • Updated tax card
  • IDs for main shareholders
  • Company’s contract or articles of association
  • Latest audited financial statements (3 years)
  • Positive investigation report
  • Annual or monthly auditor certificate or tax return
  • Bank statement for at least 12 months (must prove at least 50% of the net income)
  • A recent commercial register (no older than three months)
  • Valid auditor’s syndicate ID
  • Tax card
  • Valid national ID
  • A rental or ownership contract or a recent utility receipt for the place of residence
  • Satisfactory I-score
  • Positive investigation report
  • Income certificate from employer or salary transfer
  • Valid national ID
  • A rental or ownership contract or a recent utility receipt for the place of residence
  • Stamped bank statement for at least six months
  • Satisfactory I-score
  • Positive investigation report

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